Joshua Annese



Joshua is a partner who specialises in helping banks, credit unions and other lenders and financial services providers navigate and understand the complex regulatory environment that applies to retail financial services.

Joshua regularly help clients with product development, regulatory issues and reforms, compliance audits and training, various types of product distribution, service provider and other commercial arrangements and advertising and marketing activities. Joshua also advises on banking and financial services-related disputes and litigation including mortgage enforcement, customer complaints and AFCA disputes.

In addition to Joshua’s legal qualifications, he also has formal qualifications in Information Technology.

In recent times, Joshua has advised clients in relation to the continued development of the New Payments Platform, the implementation of Comprehensive Credit Reporting, the digital execution of lending and mortgage documentation, the upcoming commencement of the Australian Design and Distribution Obligations regime and the introduction of the Consumer Data Right/Open Banking.




  • Doyle’s Guide – Rising Star for Banking & Finance Law – Australia, 2016 edition
  • Doyle’s Guide – Leading Banking & Finance Lawyers – South Australia, 2021 edition

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  • Member, Flinders Law Board of Advisors

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