Andrea Beatty



Andrea specialises in financial services, banking and corporate law.

Andrea brings legal capability and insight into regulatory matters, corporate governance, compliance and risk management. She assists her clients to adapt to the changing regulatory landscape to ensure they meet the expectations of their customers and shareholders and regulators.

Andrea’s expertise extends to designing and conducting a broad range of financial services training for financial services providers, their senior executives and responsible managers, legal & compliance officers, consumer advocates and lawyers.

Andrea advises domestic and foreign institutions on acquiring financial services and credit licences and exemptions. She specialises in advising on structuring and establishing financial services and credit businesses including licence obligations, drafting plain English documents, procedures, systems audits and online web application processes. She also advises on regulatory compliance projects and audits, regulatory enforcement defences, and regulator investigations and disputes.

Andrea’s experience includes advising clients on financial products and channels, including FinTech solutions, peer to peer lending platforms, crowd funding, payment systems, crypto currency, reward programs, gift cards and financial services acquisitions, disposals and alliances.

Andrea also has in-depth knowledge of privacy laws and regularly advises clients on data and privacy security and breach remediation.

Andrea regularly develops and conducts  independent reviews of AML/CTF programs.

Andrea regularly conducts training programs and full day workshops for clients including Australian Credit Licence and Australian Financial Services Licence compulsory responsible managers training, privacy training, regulatory updates and “Back to Basics” credit law, privacy, anti-money laundering and other training workshops.

Andrea is widely published and her authorships include 7 editions of the leading consumer law text ‘Annotated National Credit Code’ the most recent edition published on 22  December 2023 by LexisNexis, the ‘Australia’ chapters in the ‘Consumer Finance Law Review’ and the ‘Banking Regulation Review‘ (The Law Reviews, Law Business Research Ltd UK).

Andrea is also a member of numerous financial services professional associations. She is the Deputy Chair of the Law Council Business Law Section Privacy Committee. Andrea is also a member of the Financial services and Digital commerce committees of the Law Council Business Law Section.



Andrea Beatty is widely regarded as a solid practitioner in the payments space and on consumer protection issues. A client notes that she is “very easy to work with, has a pleasant demeanour and breaks complex things down into simple parts,” while another comments: “She is extremely knowledgeable and is respected by regulators.”
Chambers and Partners Asia-Pacific – Financial Services Regulation – Band 3 in 2021 edition

Andrea Beatty was fantastic support to the business when we were dealing with a cyber-security breach. She was always available and provided expert guidance on the Privacy Act implications and communication strategies.’
The Legal 500 Asia-Pacific: Data Protection – 2022 edition


  • The Legal 500 Asia Pacific – Australia, Recommended Lawyer for Financial services regulatory, since 2021 edition
  • The Legal 500 Asia Pacific – Australia, Recommended Lawyer for Data Protection, since 2022 edition
  • Chambers Asia Pacific Guide – Financial Services Regulation – Band 3, since 2018 edition
  • Best Lawyers in Australia – Recognised for Financial Institutions (Sydney, AU) – Since 2012 edition
  • Best Lawyers in Australia – Recognised for Privacy and Data Security Law (Sydney, AU) – Since 2012 edition
  • Best Lawyers in Australia – Recognised for Regulatory Practice (Sydney, AU) – Since 2012 edition
  • Best Lawyers in Australia – Recognised for Commercial Law (Sydney, AU) – 2024 edition
  • Nominated for Euromoney Legal Media Group’s 2013 and 2014 for Australian Women in Business Law Awards for the Banking and Finance practice group

Recent deals and media coverage


  • AFIA (Australian Finance Industry Association)
  • Online Small Business Code of Lending Practice – Code Compliance Committee member
  • Association of Compliance Professionals of Australia – Privacy Interest Group
  • Australian Retail Credit Association
  • Banking & Financial Services Law Association
  • Financial Services Council
  • Senior Fellow, Financial Services Institute of Australasia
  • International Association of Privacy Professionals (Aus/NZ)
  • Law Council of Australia – Member of the Privacy, Financial Services and Digital Commerce committees

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